09889 東莞農商銀行
按盘价 
3.380 -0.080 (-2.312%) 盈利能力分析
| 2025/12 | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| 资产回报率 (%) | 0.500% | 0.636% | 0.755% | 0.948% | 0.979% |
| 股东资金回报率 (%) | 6.431% | 8.099% | 9.759% | 12.043% | 13.385% |
基本指标
| 2025/12 | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| 净利息收益率 (%) | 1.25% | 1.35% | 1.67% | 1.92% | 1.96% |
| 净息差 (%) | 1.19% | 1.3% | 1.62% | 1.89% | 1.9% |
| 资本充足比率 (%) | 15.41% | 16.54% | 15.85% | 15.98% | 16.29% |
| 第一级资本比率 (%) | 13.33% | 14.37% | 13.65% | 13.74% | 13.94% |
| 核心资本比率 (%) | -- | -- | -- | -- | -- |
| 流动资金比率 (%) | 98.49% | 88.82% | 82.24% | 77.07% | 80.63% |
经营表现指标
| 2025/12 | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| 利息支出 / 利息收入比率 (%) | 55.772% | 58.150% | 54.198% | 52.005% | 52.029% |
| 其他经营收入 / 经营收入比率 (%) | 24.532% | 25.485% | 20.270% | 17.397% | 18.951% |
| 成本 / 收入比率 (%) | 39.533% | 38.602% | 36.351% | 35.871% | 35.374% |
贷款及存款指标
| 2025/12 | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| 流动资金 / 客户存款比率 (%) | 9.649% | 9.961% | 10.729% | 11.420% | 11.266% |
| 呆坏帐准备 / 客户贷款比率 (%) | 3.684% | 3.776% | 3.736% | 3.283% | 3.023% |
| 贷存比率 (%) | 71.177% | 69.292% | 69.090% | 69.091% | 69.126% |
| 客户贷款 / 总资产比率 (%) | 49.631% | 49.251% | 48.319% | 48.921% | 48.821% |
| 备注： | 实时报价更新时间为02/04/2026 17:59 |
| 港股实时基本市场行情由香港交易所提供; 香港交易所指定免费发放实时基本市场行情的网站。 | |
| 股东应占溢利/(亏损) (千) | RMB 3,853,908 |
| 增长率 | -16.666% |
| 每股盈利/(亏损) | RMB 0.560 |
| 每股账面资产净值 (¥) | RMB 8.753 |